Privacy Policy

Last updated: January 2026

1. Data Controller

Qozludi SpA, located at Av. Apoquindo 4500, Office 802, Las Condes, Santiago, Chile, Tax ID 77.845.231-K, is the entity responsible for processing your personal data in accordance with Law No. 19,628 on the Protection of Private Life and Law No. 21,096, which enshrines the right to personal data protection as a constitutional guarantee.

2. Personal Data We Collect

We collect data that you voluntarily provide when using our contact form: full name, email address, and the content of your message. Additionally, we automatically collect browsing data such as your IP address, browser type, pages visited, visit duration, and cookie data in accordance with our Cookie Policy.

3. Purpose of Processing

Your personal data is processed for the following purposes: (a) responding to your inquiries and information requests; (b) sending communications related to our real estate crowdlending services, with prior consent; (c) improving the functionality and browsing experience of the website; (d) complying with applicable legal and regulatory obligations in the Chilean jurisdiction.

4. Legal Basis for Processing

The processing of your data is based on: your express consent when completing our contact form; the execution of pre-contractual measures at your request; compliance with legal obligations before the Financial Market Commission (CMF) and other regulatory bodies; and our legitimate interest in improving our services.

5. Data Transfer and Disclosure

We do not sell, rent, or share your personal data with third parties for commercial purposes. Data may be disclosed to: technology service providers who assist us in operating the platform, under strict confidentiality agreements; judicial or administrative authorities when legally required; and financial regulatory entities in compliance with current regulations.

6. Data Retention

Your personal data will be retained only for the period necessary to fulfill the purpose for which it was collected, and in any case, for the applicable legal statute of limitations periods. Browsing data is retained for a maximum of 24 months.

7. Data Subject Rights

Under current Chilean legislation, you have the right to: access your personal data and obtain a copy thereof; rectify inaccurate or incomplete data; request the cancellation or deletion of your data; object to the processing of your data in certain circumstances. To exercise these rights, please contact us at contacto@qozludi.com, attaching a copy of your identification document.

8. Data Security

We implement technical and organizational measures to protect your data against unauthorized access, loss, alteration, or improper disclosure. These measures include encryption of data in transit and at rest, role-based access controls, and periodic security audits.

9. Changes to This Policy

We reserve the right to update this Privacy Policy to adapt it to legislative changes or changes in our data processing practices. Any modification will be published on this page with its update date. We recommend reviewing it periodically.

10. Contact

For any inquiries related to this Privacy Policy or the processing of your personal data, you may contact us at: Qozludi SpA, Av. Apoquindo 4500, Office 802, Las Condes, Santiago, Chile. Email: contacto@qozludi.com. Phone: +56 2 2987 4500.

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